Personal/Commercial

PERSONAL LINES INSURANCE COVERAGE FOR CLARKS, NEBRASKA AND SURROUNDING AREAS.

Myers Insurance, Inc. is dedicated to providing the complete insurance coverage to ensure you are protected. Our insurance specialists can help you determine the right amount of coverage to meet your needs. Call or contact us today to update your insurance coverage. We welcome new clients.
Insurance - Home Insurance in Clarks, NE
Home and Auto Insurance - Combined Coverage for Better Benefits.

Insurance specialists at Myers Insurance, Inc. serve to help you coordinate an insurance program that determines the best coverage options for your needs – for benefits and quality discounts that help you save.

What does this mean for you? By combining home and auto policies, you may be eligible to receive money-saving discounts, a guaranteed full-year policy term for your car, On Your Side® insurance protection, 24-hour Customer and Claim service, and more.

ADDITIONAL BONUSES WHEN YOU COMBINE HOME AND AUTO INSURANCE

You may also qualify for extras like single deductibles (when your home and car are damaged as a result of the same event), emergency lockout coverage, accidental death benefits, and airbag replacement from accidental deployment.

Contact a representative at Myers Insurance, Inc. to learn more about the benefits you can receive by combining your home and auto policies.

Good Drivers are Responsible Drivers.

Having proper Auto Insurance ensures your independence behind the wheel. From accidents and injuries to hit-and-runs and theft, it's important to keep your car insured so you're prepared when accidents do happen.

At Myers Insurance, Inc., we combine premium auto insurance with personalized service to give you the best coverage possible. Our insurance specialists will work with you one-on-one to find a policy that keeps you and your drivers protected at all costs – for peace-of-mind driving assurance.

AS YOUR TRUSTED SOURCE FOR CAR INSURANCE, MYERS INSURANCE, INC. OFFERS A VARIETY OF COVERAGE AND ADDITIONAL PROTECTION OPTIONS, SUCH AS:

  • Liability Coverage
  • Comprehensive Coverage
  • Collision Coverage
  • Uninsured & Underinsured Motorist Coverage
  • Diminishing Deductible
  • Accident Forgiveness
  • Minor Violation Forgiveness
  • Roadside Assistance
  • Specialty Auto Insurance
  • 24-Hour Customer Service
  • Towing
  • Rental Reimbursement
  • Personal Injury Protection (PIP)
  • Mexican Auto Insurance
  • Medical Payments Coverage
Why Auto Insurance?

If you're involved in an accident without car insurance, you're looking at high out-of-pocket costs, injury liability – even serious legal issues.

Keeping your vehicle insured is simply the responsible thing to do, and it's an essential financial decision that you can't drive without. Auto Insurance helps to reduce or cover property damage costs, replacement parts for your car as the result of an accident, medical expenses from injuries, road-side assistance, and much more. Since policies vary with protection options, it's important to talk to a specialist at Myers Insurance, Inc. to create a policy that insures your needs.

We provide car insurance to drivers near Clarks, Central City, Fullerton, Silver Creek, Polk, and Archer.

HOME INSURANCE - PROTECT YOUR HOME AND EVERYTHING IN IT.

At Myers Insurance, Inc., we know how hard you've worked to turn your house into a home. Since your home is one of the most important financial investments of your lifetime, you'll need proper coverage in order to keep your investment protected and provide your family with the guarantee that they'll always be safe and sound.

Myers Insurance, Inc. is your trusted solution for homeowners insurance. We offer coverage options that are both flexible and affordable, and will work with you on an individual basis to find a policy that best suits your needs. Our team is dedicated to providing the assurance that your family and your possessions are secure.

OUR HOME INSURANCE COVERAGE OPTIONS INCLUDE:

1.Property Insurance – Insure your home from the following types of damage:
  • Fire and Lightning
  • Collisions from Vehicles or Aircraft
  • Hail
  • Sewer/Drain Backup
  • Windstorm
  • Vandalism
  • Volcanic Eruption
  • Smoke
  • Freezing Conditions or Snow
Options such as Personal Property Insurance and Flood or Earthquake Insurance may not fall under a standard Homeowners policy. In the event of an accident or theft, Personal Property can pay the actual cash value (ACV) or replacement cost of personal content items or articles like furniture, appliances, and clothing.
2.Homeowners Liability - Ensure the security of your finances and the safety of your family in the event of an accident. For serious injuries, including casualties, you may be responsible for paying large medical bills and even court costs if you are sued. This policy works to protect you in a variety of situations, including:
  • Claims for property damage
  • Claims for injury to others (either on or off the premises)
  • Liability defense costs
  • Medical expenses for injuries to others
3.Renters Insurance - If you rent an apartment, house, condo, or even a dorm room, you may not think you need insurance. But in the event that fire, theft, or vandalism damages your property, it's unlikely that your landlord will pay to replace your belongings.

Depending on your policy, your insurance will pay to replace items using one of two methods: Actual Cash Value (ACV) or Replacement Cost. With ACV coverage, your belongings are insured only for the amount in which they are currently worth, while Replacement Cost will pay for the expense of replacing the items with brand new ones.

Also included in your Renters Insurance is Liability Coverage to safeguard yourself from injury claims that occur in your home. If someone gets hurt on your property, your insurance can pay the related medical payments and expenses, and provide for the cost of legal support if you are sued.

In the event that a fire or other damage makes your residence uninhabitable and places you in a “loss of use” situation, your Renters Insurance may temporarily reimburse you for the cost of another residence in which to live.

  • Condo Insurance - Extend your protection past that of what your condo community provides. It helps pay for the replacement of your personal belongings while offering basic liability to cover bodily injury or property damage. And unlike Renters Insurance, Condo Owners Insurance covers any damage done to the interior of your unit. For any interior damage, your insurance may be used to pay for the expense of fixing or replacing items like drywall, flooring, light fixtures, and more.
  • Mobile Home Insurance – This works much like a typical Homeowners policy and typically includes features such as:
  • Scheduled Property Insurance - The Personal Property Insurance of your Homeowners policy will protect your valuables up to a certain amount, but may not cover many of your most prized possessions.
  • Landlords Insurance - A rental property is an important asset that can supply you with a valuable source of income. As the owner of an apartment, home, condo, or other property, you'll want to be prepared in the event that your investment is damaged.
A Condominium Insurance policy includes other great features like guest medical protection, which pays for the medical expenses of friends and visitors who are injured on your property. In the event a fire or other disaster puts your condo out of commission, additional living expenses coverage may reimburse you for cost of temporary housing while your unit is being fixed.

  • Personal Property Protection to pay for loss or damage to most of your personal items
  • Family Liability Protection to provide legal representation against injury or property damage claims
  • Guest Medical Protection to help cover the medical expenses for visitors injured in your home
  • Home and Structure Protection to compensate you for building repairs after a covered accident
  • Additional Living Expenses to reimburse you for temporary housing during reconstruction
Scheduled Personal Property (SPP) Insurance enhances your current Homeowners or Renters policy to include items of exceptional value such as jewelry, cameras, artwork, golf equipment, firearms, musical instruments, fine silverware, collectibles, and more. If one of your personal items is damaged or stolen due to a covered incident, your policy will help pay for the expense of a repair or replacement.

Should you decide to add the premium protection of SPP Insurance, one of the specialists at Myers Insurance, Inc. will work with you to determine the replacement cost of each item you would want to have insured.

The proper Landlord policy can provide options from Personal Property and Liability to Medical Payments to Others and Dwelling to accommodate the special risks that you as a property owner may face. Landlords Insurance can also cover:

  • Damage to your property or other attached structures from a fire, natural disaster, or other peril, including damage caused by tenants
  • Expenses you may be legally obligated to pay for the property damage or medical payments in the event of injury
  • Legal counsel and fees in the event of a related lawsuit
  • Additional expenses to make up for lost income if your property needs repaired through loss of use
In-Home Business Insurance - With the right insurance policy for your business, you can provide the special protection you need in one comprehensive policy.

An In-Home Business policy from Myers Insurance, Inc. can cover:

  • Professional Liability
  • Personal property used for business operations
  • Loss of income due to a covered event
  • Loss or damage to business records and inventory
Depending on your business needs and living situation, you may also qualify for additional services to round out your In-Home Business Insurance, including combined coverage with your Homeowners policy.

Why Home Insurance?

Accidents can happen at any time. Having the right insurance can protect your home and everything in it, as well as keep your property covered from damages and accidents.

While standard Home Insurance can cover anything from fire and weather damage to injuries and theft, not all damages and accidents may be insured under a standard policy. That's why it's important to talk to an insurance specialist at Myers Insurance, Inc. about specific coverage options that are applicable to your individual needs.

Don't go another day without proper homeowners insurance. Keep your memories protected with the right policy from Myers Insurance, Inc.

Myers Insurance, Inc. provides Home Insurance for residents near Clarks, Central City, Fullerton, Silver Creek, Polk, and Archer.

OTHER PERSONAL INSURANCE - ADDITIONAL COVERAGE FOR PEACE-OF-MIND LIVING.

Identity Theft - The fastest growing white-collar crime in America. All it takes is your name, social security number, and date of birth, and a thief can apply for everything from a credit card or a bank loan to even an insurance policy. Having your identity stolen damages your sense of security, but the real hardship may be how difficult, time-consuming, and expensive it can be to restore your credit and get your life back on track.

Identity Theft coverage from Myers Insurance, Inc. is a simple and affordable way to protect you and your family from this growing threat. By adding ID coverage to your current Homeowners, Condo, or Renters Insurance policy, you'll receive invaluable tools to help cover the costs and expenses of restoring your identity.

Included in a policy with Identity Theft protection are expenses associated with:
  • Attorney Fees
  • Costs of Certified Mail
  • Loan Re-Application Fees
  • Costs of Long Distance Phone Calls
  • Reimbursement for Lost Income
  • Costs of Executing Affidavits
Our Goal is to Secure Your Identity

In addition to helping you get your finances back in line, Myers Insurance, Inc. also offers some of the best service in the industry, with round-the-clock assistance from experienced professionals. Our Identity Fraud experts will work with you one-on-one to quickly assess your situation and take action to:

  • Stop further damage to your credit by contacting major credit bureaus
  • Make all required phone calls to creditors, banks, and agencies with whom you do business
  • Assist in replacing valuable documents like your driver's license, passport, or social security card
  • Provide an emergency cash advance if theft occurs while away from home*

PERSONAL UMBRELLA INSURANCE - BE READY FOR ANYTHING AND EVERYTHING.

Personal Umbrella Liability is one of the most commonly overlooked policies, but in the case of a catastrophic financial event, it could be the best line of defense you'll ever have. If you're involved a major auto accident or if someone gets injured on your property, you could be sued for damages well beyond the liability coverage provided by your Home and Auto Insurance policies.

In such a critical situation, having Personal Umbrella Insurance from Myers Insurance, Inc. will protect your home, car, future wages, and all of your priceless assets from being used to pay for the expenses.

Coverage That Keeps You Protected

Your Umbrella Liability policy works to give you additional protection when damages exceed the liability coverage of your standard policies. It also offers extra security for many situations that may not be included in your basic insurance.

PERSONAL UMBRELLA INSURANCE CAN BE APPLIED TO EVENTS SUCH AS:

  • Car Accidents
  • Accidental injuries on your property
  • Accidents involving your boat, ATV, or other recreational vehicles
  • Golf Course Injuries
  • Defense fees and other legal costs
  • Personal Injury Coverage for claims of libel, slander, and more

RECREATIONAL VEHICLE INSURANCE

The thrill of adventure – it's what owning a recreational vehicle is all about. Whatever your interest, be it cruising on your motorcycle or exploring the road less traveled on your ATV, Myers Insurance, Inc. offers advanced coverage options to meet the insurance needs of the adventurer in everyone.

Whether you're an experienced outdoor enthusiast or just starting out, we have a policy to fit your needs. From RVs and boats to ATVs, we can ensure the safety of both you and your vehicle. Our insurance options provide you with the same service and rich features you can expect – from comprehensive and collision coverage to personal injury protection and towing costs.

FARM UMBRELLA INSURANCE - EXTRA SECURITY TO PROTECT YOUR HARD WORK

  • Boat Insurance
  • Motorcycle Insurance
  • Motorhome Insurance
  • ATV Insurance
  • Snowmobile Insurance

FINANCIAL SERVICES

Managing your finances can be a difficult task at any age. Since life's events can fluctuate on a daily basis, it's comforting to have a clear and more consistent outlook on your financial future. Even if you know little about personal finance or saving money, Myers Insurance, Inc. is committed to helping you realize your fiscal goals.

Our advisors will take the time to understand your needs on an individual basis and educate you on the various financial services available to you and your family. We strive to offer the expert education and assistance you can expect for achieving monetary stability and security – to make your planning process that much easier.

OUR FINANCIAL PLANNING SERVICES INCLUDE:

  • Financial Planning
  • Annuities
  • 401K
  • Retirement Plans
  • Mutual Funds
  • Pension Plans
  • Profit Sharing Plans
  • Traditional & Roth IRAs

ADDITIONAL INSURANCE SERVICES

We're dedicated to delivering the quality products and services you deserve. In addition to covering all your primary insurance needs, we can offer other useful services and specialty insurance for your convenience.

Contact us today and experience how we can go the extra mile for you with services such as:
  • Wedding Insurance
  • Special Event Insurance
  • Notary Services
  • License Services
  • Permit Services
Convenience and trust: it's what you should expect from your insurance agency. At Myers Insurance, Inc., we think life should be easier, and we are proud to offer our extended services to our valued customers.
We proudly serve Clarks, Central City, Fullerton, Silver Creek, Polk, and Archer.
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