Life/Health/Financial
ADDITIONAL COVERAGES AND PERMIT SERVICES FOR YOUR CONVENIENCE IN CLARKS, NEBRASKA AND SURROUNDING AREAS.
Getting the right permit or license for your business or personal use shouldn't be a hassle. With a variety of different Licensing
and Permit options available under one roof, Myers Insurance, Inc. can take care of most of the work for you.
LIFE INSURANCE - PROTECT WHAT MATTERS MOST
A proper Life Insurance policy can give you reassurance knowing that your finances and beneficiaries are secure – from temporary to permanent coverage. At Myers Insurance, INC, we understand that as things in your life change, so will your financial and insurance needs. That's why it's important to review your Life Insurance options with a specialist you can trust.
WHATEVER YOUR SITUATION, WE OFFER INSURANCE OPTIONS, SUCH AS:
- Individual Life Insurance
- Group Life Insurance
- Long-Term Care Insurance
- Mortgage Protection Insurance
- Disability Insurance
- Second-To-Die Policy
- Key Person (Key Men) Insurance
Why Life Insurance?
Life Insurance is one of the most important investments you can make. It's an investment in yourself and the future of your loved ones, and it's a way to secure your financial responsibilities to your family.
Your Life Insurance policy can be used to pay off debts and estate taxes, provide money for continuing mortgage payments, and keep your business up and running upon your passing. But most important, it can be used to ensure that your family's dreams for the future become realities.
Life Insurance is one of the most important investments you can make. It's an investment in yourself and the future of your loved ones, and it's a way to secure your financial responsibilities to your family.
Your Life Insurance policy can be used to pay off debts and estate taxes, provide money for continuing mortgage payments, and keep your business up and running upon your passing. But most important, it can be used to ensure that your family's dreams for the future become realities.
TYPES OF INDIVIDUAL LIFE INSURANCE
Myers Insurance, INC offers several different coverage options for your consideration including term life, whole life, and more.
Term Life – This is typically the simplest and least expensive insurance option. Term life insurance provides coverage at a fixed rate for a specified period of time. It's a benefit policy that's used primarily to cover financial responsibilities of the insured, with the benefit to be paid only if the insured were to die during the specified term. Most term life policies can be converted to a more permanent insurance solution such as whole life or universal life insurance.
There are two types of term life insurance:
Term Life – This is typically the simplest and least expensive insurance option. Term life insurance provides coverage at a fixed rate for a specified period of time. It's a benefit policy that's used primarily to cover financial responsibilities of the insured, with the benefit to be paid only if the insured were to die during the specified term. Most term life policies can be converted to a more permanent insurance solution such as whole life or universal life insurance.
There are two types of term life insurance:
- Annual Renewable Term is purchased for a period of one year, with the death benefit to be paid only if the insured were to die during that one-year term, along with the option to renew after the term period.
- Level Term Life guarantees a fixed premium for a given period of time, usually in terms of 10, 15, 20, or 30 years. Your premium is based on your age and coverage options, with longer terms being more expensive.
LONG-TERM CARE INSURANCE - PERSONAL AND FINANCIAL PROTECTION FOR THE LONG TERM.
Long-Term Care Insurance (LTC) helps provide for the medical expenses of extended home health care or nursing home costs beyond a specified period. In general, individuals who require Long-Term Care are those who can no longer take care of themselves and are unable to perform the basic activities of daily living without assistance.
The costs of Long-Term Care can be quite expensive, and are typically not covered under basic Health Insurance, Medicare, or Medicaid. Long-Term Care Insurance from Myers Insurance, Inc. can protect your family's financial future by providing valuable coverage benefits for costs associated with:
The costs of Long-Term Care can be quite expensive, and are typically not covered under basic Health Insurance, Medicare, or Medicaid. Long-Term Care Insurance from Myers Insurance, Inc. can protect your family's financial future by providing valuable coverage benefits for costs associated with:
- Home Care
- Assisted Living
- Adult Daycare
- Hospice Care
- Nursing Homes
- Respite Care
Individuals looking to purchase Long-Term Care Insurance must meet certain conditions in order to qualify for benefits. Talk to an insurance professional with Myers Insurance, Inc. to learn more about Long-Term Care Insurance.
DISABILITY INSURANCE - YOUR BIGGEST ASSET IS YOU
When it comes to protecting your assets, one of the most important things you can insure isn't a material object like your car or home – it's your ability to work and earn a living. We know that like most people, you depend on your income to pay bills, put food on the table, and provide for your family. But if you get sick or injured and can't work, you'll need to be protected in order to maintain your standard of living.
With disability income Insurance you can continue to pay your bills and keep you and your family from going into serious debt. If you can't work as a result of injury or other illness, a disability insurance policy will pay a portion of your income, usually between 50 and 70 percent.
Policies can vary greatly depending on the individual, and the duration and amount for which you are reimbursed are determined by the nature of the disabling accident. Like life insurance, disability is purchased for a period of time, such as a two or five-year term, and benefits will only be paid if you become disabled during the term of the policy.
Choosing the right disability coverage is important. In the event you become disabled, you'll want to ensure that you and your family have enough coverage. A representative at Myers Insurance, Inc. will look at the individual factors in your life and work situation, and help design the best policy that meets your personal insurance needs.
With disability income Insurance you can continue to pay your bills and keep you and your family from going into serious debt. If you can't work as a result of injury or other illness, a disability insurance policy will pay a portion of your income, usually between 50 and 70 percent.
Policies can vary greatly depending on the individual, and the duration and amount for which you are reimbursed are determined by the nature of the disabling accident. Like life insurance, disability is purchased for a period of time, such as a two or five-year term, and benefits will only be paid if you become disabled during the term of the policy.
Choosing the right disability coverage is important. In the event you become disabled, you'll want to ensure that you and your family have enough coverage. A representative at Myers Insurance, Inc. will look at the individual factors in your life and work situation, and help design the best policy that meets your personal insurance needs.
HEALTH INSURANCE TODAY FOR A HEALTHY TOMORROW.
Like Life Insurance, Health Insurance is a valuable asset when it comes to safeguarding you and your family. Having proper health coverage will protect you from financial hardships that could arise if you or a family member are ever sick or injured and can't work. For businesses, having the right health benefit package is often the key to keeping your employees happy and productive, while providing the assurance that they're protected.
We strive to offer the best health insurance options possible – from individual and group plans to specialized packages that may include dental and vision coverage.
We strive to offer the best health insurance options possible – from individual and group plans to specialized packages that may include dental and vision coverage.
DEPENDING ON YOUR NEEDS, OUR HEALTH CARE PACKAGES CAN INCLUDE:
- Individual and Family Health Insurance
- Group Health Insurance
- Dental Coverage
- Vision Coverage
- Long-Term Care Insurance
- Temporary Health Insurance
- Supplemental Insurance
- Disability Insurance
- Medical Expense Insurance
- Child Health Insurance
- Travel Health Insurance
- Prescription Insurance
- HSAs
Why Health Insurance?
When it comes to your health you can never be too careful, and with the rising cost of medical care, Health Insurance has become a top priority. In order to have your health expenses covered at a reasonable price, having the right insurance is a necessity. Although plans vary according to your needs, they can cover anything from medical and hospital expenses to prescription drugs.
While finding the right Health Insurance is not always an easy choice, representatives from Myers Insurance, Inc. are committed to providing the right plan for you, your family, or your business.
When it comes to your health you can never be too careful, and with the rising cost of medical care, Health Insurance has become a top priority. In order to have your health expenses covered at a reasonable price, having the right insurance is a necessity. Although plans vary according to your needs, they can cover anything from medical and hospital expenses to prescription drugs.
While finding the right Health Insurance is not always an easy choice, representatives from Myers Insurance, Inc. are committed to providing the right plan for you, your family, or your business.
LICENSE SERVICES
In addition, our License Services can keep your operations legal and up to date with a range of licensing options for many business establishments, including:
- Massage Therapists
- Home-Based Businesses
- Pawnbrokers
- Haul for Hire Services
- Bulk Storage Companies
- Manufacturing and Warehousing Services
NOTARY SERVICES
For your convenience, we also offer the signatory services of an authorized Notary during all business hours for notarizing legal documents, including a signing agent for notarizing mortgage and real estate documents.
Coverage for Specific Industries in Clarks, NE and surrounding areas
Coverage for Specific Industries in Clarks, NE and surrounding areas
INDUSTRY SPECIFIC INSURANCE PROTECTION
Every industry has specific needs when it comes to insurance. Industry-specific risks make it impossible for insurance companies to lump together one insurance plan for every business. At Myers Insurance, Inc., we understand that being unique is what makes your business successful across the board. That's why we provide industry-specific insurance options for businesses of all types.
CHECK OUT THE MULTITUDE OF INDUSTRIES WE COVER:
- Accounting firms
- Alarm contractors
- Arborists
- Construction
- Contractors / specialty trade
- Craft breweries
- Educational facilities
- Financial institutions
- Healthcare facilities
- Healthcare practices
- Law firms
- Life science
- Limousine services
- Livestock
- Maintenance contractors
- Manufacturing
- Marine
- Maritime employers
- Media & advertising
- Orthotics & prosthetics
- Pools & spas
- Printers & publishers
- Railroad contractors & manufacturers
- Real estate
- Retail
- School bus contractors
- Scrap metal
- Security guards
- Self-storage facilities
- Septic contractors
- Technology services
- Tow trucks and auto transporters
- Water well driller
SPECIALTY TRADE CONTRACTORS INSURANCE
Like general contractors, specialty trade contractors face the risks that come along with running a contracting business. Protect your business and your employees with specialized coverage that caters to your industry.
We provide a number of insurance options for specialty trade contractors:
- Workers' compensation
- Retirement plans
- Group benefits
- Liability coverage
- Property insurance
- Umbrella coverage
- Specialized coverage for tools and equipment
HEALTHCARE FACILITY INSURANCE
Healthcare facilities have very specific coverage needs. We will work with you to create a protection plan that fits the needs of your facility; from hospitals and clinics, to long-term care facilities and nonprofit organizations, we've got you covered!
Here are some our coverage options for healthcare facilities:
- Property coverage
- General liability
- Professional liability
- Umbrella coverage
- Workers' compensation
BUSINESS INSURANCE COVERAGE
No matter what business you're in, each workday is dedicated to doing your job well and providing your customers with the best service possible. Myers Insurance, Inc. would like to return the favor by giving you the coverage you need to ensure the security of your business.
We're committed to keeping your business protected – so you can focus on your day-to-day operations. And with the right insurance plan, your business will be covered from top to bottom.
We're committed to keeping your business protected – so you can focus on your day-to-day operations. And with the right insurance plan, your business will be covered from top to bottom.
We offer the following options for your business assets:
- Commercial property insurance
- Commercial general liability
- Business owners policy (BOP)
- Inland marine insurance
- Commercial auto insurance
- Commercial umbrella insurance
- Professional liability
- Workers compensation
- Crime insurance
- Loss Control Insurance
- Marine Insurance
- Livestock Insurance
- Fidelity and Surety Bonds
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